17 Easy Ways To Save Money Each Month
Lifestyle

17 Easy Ways To Save Money Each Month

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Most of us look for ways to reduce our spending. Changing our negative financial routines can make a huge difference. Our savings can increase, especially if we add to it consistently over time.  Making these small financial changes will help you reach your savings goals.  Implementing these 17 easy ways to save money each month, can help you start saving today.

1.  Free Entertainment When Available.

17 Easy Ways To Save Money Each Month
Outdoor Movie Screen.

Free entertainment over the summer is offered in many cities and towns. Some events often include movies at the park, free concerts, and music festivals.  Farmers markets often have free musical entertainment. With a membership libraries offer free movies for children to watch. Churches and community groups will also have free children’s entertainment and barbecues for free or a small additional fee.

2.  Set Up Automatic Transfers to Savings.

Determine an amount each month you would like to save. Set up automatic transfers for that amount.  Some banks will also turn your debit purchases into savings by rounding up to the next multiple of $1 or $5. You choose the amount when you enroll. The difference is automatically transferred to your savings account. The advantage of this is that you do not miss the money that is moved automatically.

3.  Decrease Cable Channels.

17 Easy Ways To Save Money Each Month
Streaming options.

With the advent of media avenues like Netflix, Prime and other streaming choices, there is less need to spend a lot of money on television each month. To reduce your expenses, switch to a less expensive streaming service.

4.  Wait for the Sale

Never pay full price on those big-ticket items, like furniture, electronics, and clothing. Every business has a sales cycle, learning what the sales cycle is and waiting to purchase those items on sale will save you money.

5.  Get A Grocery Store Points Card.

Those will help you earn points which you can redeem for groceries. Who doesn’t like and appreciate free groceries.

6.  Evaluate Your Cell and Landline Plans

Maybe it’s time to cancel that landline phone you are still holding on to. Evaluate your cell phone plans as well. Check out what other options are available from your provider. If your contract is up for renewal you may qualify for a free phone upgrade.

7.  Bring Coffee With You

Pouring a cup of coffee.
Pouring a cup of coffee.

Often that first cup of coffee is the ideal stimulant to get you through the day. A regular basic coffee is not too expensive but that specialty coffee or latte every day will add up. We all have our favorite coffee at home. Why not brew your coffee at home and bring it with you. Save the lattes and mochas for a special treat.

8.  Install LED Light Bulbs

Energy-efficient light bulbs have a much longer life than normal incandescent bulbs. LED light bulbs might cost a little more initially, but they use far less electricity. LEDs, and are one of the best lighting options available and are getting cheaper all the time. They light up quickly and are efficient. Gradually replace the bulbs in your house. Do you want to learn more about the benefits of LED lighting? Then look here.

9.  Use Coupons

One of the best ways to save money is with coupons. Coupons are found at the grocery store, in flyers, products you use, and online, to name a few places. Those who utilize these coupons do save on their grocery bill. Remember, you can also use coupons for favorite restaurants and other various services. Be sure to check newsletters and loyalty programs at your popular stores to get the greatest deals.

10.  Make Your Meals At Home

17 Easy Ways To Save Money Each Month
Making meals at home.

Establish a routine to eat at home most of the time. Plan your menu and use your coupons for extra savings on meal supplies. Plan all your meals around what’s on sale in your grocery store’s flyer. Make eating out once a week, every couple of weeks or month, etc. a treat, something to enjoy and look forward too. Plan all your meals around what’s on sale in your grocery store’s flyer. Look at the biggest sales, and then plan recipes based on those ingredients and what you have on hand.  Here’s some ideas and resources for healthy recipes.

11.  Declutter And Make Some Money

If you have any items you are not using anymore, why not sell them. Maybe you have some almost new baby or children’s clothing, there is probably someone who could use them and would appreciate the savings of buying used versus brand new. There are many local buy and sell forums online where you can sell your goods for free and make a profit. If you have the time get a few friends together and have a yard or garage sale.

12.  Go Holiday Shopping Right After Each Holiday

Ways To Save Money Each Month
Shopping after holidays.

It works for every holiday. Right after a holiday, go shopping for items you want that are designed for that day. The discounts are fantastic. Just store items safely away until needed the following year. I think we all have noticed that after Christmas is the best time to purchase wrapping paper, cards, bows, and gift bags, etc. It just takes some planning and preparation to be ready for those sales.

13.  Shop for New Insurance

By shopping for new car and auto insurance providers every few years, you can save money on your policies. Many times insurance companies offer their best rates to new customers. You may need to ask your current company to check if you qualify for lower rates.

14.  Shop Online

Take your smart phone with you when you go shopping and check prices against online merchants. Shopping online may save you more and some sellers offer free shipping with a minimum purchase. It’s worth it to have a look.

15.  Dry Your Clothes On A Clothes Line

The clothes dryer is the most expensive appliance to operate in your house. It uses the most electricity as well. Generally, clothes that dry on a clothes line will last longer and smell fresher.

16.  Gardening

17 Easy Ways To Save Money Each Month
Vegetables in a garden.

Gardening is beneficial in many ways. The exercise will not only help to keep you in shape, but it will enhance your emotional state. When you can grow fruits and vegetables in your own garden it is going to be a healthy source of nutritional food for your family.   It will also help lower your grocery bill.  We talk all about gardening and digging in the dirt over here.

17.  Sign Up For Credit Cards That Give You Cash Back For Your Spending.

Several stores offer a rewards program with various incentives. When you sign up for a rewards credit card you will earn cash back for your shopping. Costco has a MasterCard that offers you up to 3% cash back on your spending.

In conclusion, as we have looked at, there are several ways to save money each month. It starts with creating a few new habits of how we spend and use our money. If we choose just a few of these on the list we will be on the right track to reducing our monthly budgets and increasing how much we save. It starts with implementing these 17 easy ways to save money each month. This can help you start saving today.

 

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